1SC+She is here — UkhonaI asked Jane a question and she answered — Ndimbuze umbuzo uJane waphendula
2I'm working but she is asleep — Mna ndiyasebenza, kodwa yena, ulele
Remember that in English you use 'he' for boys and men, and 'she' for girls and women. 'She' is usually expressed by a subject concord (SC) in isiXhosa. Absolute pronouns also express 'she', especially to show contrast or emphasis.